Boost Mobile Prepaid Help?

Hi i want to get a boost mobile prepaid phone and saw the only prepaid plan was 50 for unlimited everything and my parents wont pay that is there a cheaper plan i dont like the ones where its an acount balance is there one for unlimited texting or anything like that i used to have a virgin mobile phone and they had a unlimited texting plan for 20 er 25 dollars i want something like that is it possible? P.S is the incognito a good phone? thnx :)